Terms of use.
The terms on which this website is provided, and the limits of what anything on it means.
These terms cover the use of this website. They do not cover the use of the 4orm Finance platform, which runs under a separate written agreement. Last updated 15 August 2026.
Statutes are cited. Firms are invented.
Penalty ceilings, deadlines and statutory wording on this site are cited from published law. The firms, balances, customer names, timestamps and worked examples are invented to show what the law asks for. None of them describes a real firm and none is taken from a customer. Nothing on this site is a representation that a feature exists today or will behave in a particular way.
Four things it does not do.
- It is not legal, compliance, accounting, tax or investment advice, and it is not a substitute for reading a statute or retaining counsel.
- It is not an offer to sell or a solicitation to buy any security.
- It does not state that any regulator has reviewed, approved or endorsed 4orm Finance or anything it makes.
- It does not describe how the platform is built. That design is confidential and is shown only under a written agreement.
Ownership, accuracy and the law that governs all of this.
Patent applications pending
The content, wording, design, drawings and marks on this site belong to 4orm Finance or its licensors. Copying or republishing them without written permission is not permitted.
Plans can change
Statements about plans, timing, capability and markets reflect current expectations, carry risk and uncertainty, and may turn out differently. We do not undertake to update them.
Named, not affiliated
Public bodies are named only to identify the statutes and published requirements this software is built to serve. Naming them implies no affiliation, sponsorship, review or endorsement.
Statutory references. Penalty ceilings, reporting deadlines and record requirements cited on this site are drawn from the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, from Bill C-12 as it came into force on 26 March 2026 (S.C. 2026, c. 4), from the Canada Evidence Act sections 31.1 to 31.8, and from notices published by FINTRAC. Confirm each against the current published text before relying on it. Governing law. These terms are governed by the laws of the Province of Alberta and the federal laws of Canada that apply in it, and the courts of Alberta have jurisdiction.