Real estate

You are asked to sign a relationship before you understand what it is.

A representation agreement decides who owes a duty to whom, for how long, and what happens when the same brokerage stands on both sides of the table.

The decision

What is actually being decided.

A representation agreement decides who owes a duty to whom, for how long, and what happens when the same brokerage stands on both sides of the table.

What is being decidedWho represents you, on what terms, for how long, and what changes if the brokerage also represents the other party.
Who oversees itRECO in Ontario, BCFSA in British Columbia, RECA in Alberta. Each maintains a public register of registrants and a public record of discipline.
Check it yourself. RECO registrant search · BCFSA real estate registrant search. These are published registers. Nothing on this page asks you to take our word for anything you can read at the source.
Where it comes apart

What actually goes wrong.

Not a list of villains. A list of places where the record and the relationship come apart, drawn from what the regulators themselves have published.

The agreement

Signed before it is understood

Duration, holdover, commission, and what happens on a multiple representation are all in the document. Most people meet them for the first time afterwards.

The duty

Whose interest, exactly

When one brokerage represents both sides, the duty owed to each changes. The person is entitled to have that explained in words they use.

The record

A conversation nobody wrote down

Most of what determines a real estate outcome happens by phone and by message. Very little of it reaches the file.

The moment it matters

Years later, in a complaint

By then the question is not what happened. It is what can be shown to have happened.

What 4orm does

The same four moments, in this decision.

Every industry on this site gets the same four moments, because the relationship is the thing that repeats. Only the decision changes.

01

Before signing anything

The agreement is explained as a set of consequences rather than a set of clauses: how long, what happens if you change your mind, and what you are owed.

02

When representation changes

If the brokerage ends up on both sides, the change is surfaced as a change, with the person asked to acknowledge it rather than assumed to have noticed.

03

Through the offers

What was presented, when, and what was recommended. The reasoning, not only the outcome.

04

Afterwards

A record that answers who represented whom, what was disclosed, and when.

Better financial decisions start with better relationships.

The person understands what they are deciding. The firm can show how it was handled. Both of those come out of the same conversation.

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