One relationship. One line.
How 4orm actually works: where the information sits, who has to permit what, and why the evidence is a by-product of the conversation rather than a second job.
Six steps first. The other five when you want them.
4orm follows the important information, permissions, changes and decisions around a financial relationship, from before it begins to well after it ends.
The person has a side of the record too.
Financial records have traditionally lived inside the firm's systems. My 4orm gives the person a clear view of the information and the relationship around their own decision.
Verify once. Keep what was verified, not the document.
Requested, explained, chosen, recorded.
Where permission is required, the person sees what is being asked for and why, before anything moves.
A new value does not erase the old one.
4orm keeps source, status and change visible, instead of letting every number on a screen look equally certain.
It explains. It does not decide.
The conversation is the way in. The structured record is the source of truth, and the two are deliberately not the same thing.
A by-product, never another form to fill in.
The same line you have followed down this page becomes the timeline: what happened, when, who was involved, what was shown, what was agreed.
Built around the systems already there.
4orm does not need to replace the financial system. It connects the relationship around it.
Evidence that made itself while the work was happening.
See the line running, with synthetic data, from before a professional exists to long after the decision is made.